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SBA Loan Request

To get started, complete a Loan
Request Package today.

Loan Request Package

Other resources:

Forms Bank

SBA Lender

SBA Loans

Flexible financing solutions for your growing business

Mission Bank is proud to have an SBA Lending Division that is dedicated to offering access to the capital your company needs. You will be guided step-by-step through the application process by professionals experienced in SBA lending. 

Based on our experience and proven track record, Mission Bank has been granted Preferred Lender status with the SBA. What does this mean for you? Decision times on SBA loans are substantially reduced — up to 30 days faster than non-preferred lenders — which means we can quickly get you the capital your company needs to grow.  

The SBA loan programs can assist you with:

  • Owner-occupied commercial  real estate purchase and construction - up to 90% LTV
  • ​Business expansion or acquisition
  • Partner or management buyout
  • Equipment financing
  • Debt refinance
  • Inventory purchase
  • Furniture
  • Machinery
  • Business startup costs
  • Working capital

Click or tap here for the SBA Loan Request Package 

  SBA 504 Program
(Bank & SBA)
SBA 7a
Real Estate Program
SBA 7a
Non-Real Estate Programs
Use of Proceeds Commercial real estate purchase, construction or improvement, and permanent equipment (no refinance) Commercial real estate purchase, construction or commercial real estate refinance Tenant improvements, equipment purchase, business acquisition, partner buy-out, inventory, debt refinance and working capital
Loan Amount Up to $10 million total Up to $5 million Up to $5 million
Maximum LTV Up to 90%
(50% bank loan, up to 40% SBA loan)
Up to 90% Varies based on use of proceeds
Loan Amortization Up to 25 years on both the Mission Bank and SBA loans Up to 25 years Up to 10 years
Interest Rates Fixed and variable rate options available from Mission Bank. SBA offers 10-, 20- and 25-year fixed rate options. Fixed and variable rate options available from Mission Bank Variable based on Mission Bank Prime, with fixed available on an exception basis only
Loan Term Call for details Fully amortized up to 25 years Fully amortized up to 10 years
Fees Bank fee plus SBA fees (financed as a part of the loan) Bank packaging fee plus SBA guarantee fee Bank packaging fee plus SBA guarantee fee
Prepayment Penalty Call for details Maximum 3 years (5,3,1) None
Collateral 1st and 2nd trust deeds on the real estate being financed Real estate being financed, plus additional collateral if available/necessary to reach 100% collateralization Assets being financed, plus additional collateral if available/necessary to reach 100% collateralization

Contact your Mission Bank SBA lending specialist today!

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