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Treasury Management

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Personal Accounts

Your personal account needs can be accommodated with our array of options. Choose from various checking, savings or time deposit accounts – whatever your financial needs and goals are, we can help you find the right accounts, today and into the future. Contact one of our banking locations and together we will find the right solution.

Simple Checking

If you write 10 checks or fewer each month, this account with its low monthly service fee may be the right one for you.

Full Service Checking

This account is ideal if you keep moderate balances in your account and prefer unlimited deposit and check writing privileges. Maintaining a minimum daily balance will offset your service fee.

Senior Checking

There is an account exclusively for those of you who are 55 years or “better,” that includes all the features of a full service account, including unlimited check writing. There is no monthly service fee when your balance stays above the minimum daily level.

NOW Account

Earn interest on your balances, plus enjoy all the benefits of full service checking. Ideal for accounts with moderate activity, and there is no monthly fee when the minimum daily balance requirements are met.

Money Market Account

Save for the future with the help of one of our Money Market accounts. You'll earn a competitive rate of interest without any set investment terms and monthly fees can be avoided if minimum balance requirements are met.

Certificates of Deposit (CD)

For a longer term, low-risk savings option, choose a CD. Terms of 30 days to 3 years are available and interest rates are tiered based on balances. There may be a penalty for early withdrawal.

Individual Retirement Accounts (IRA)

Planning for retirement can easily be done using a traditional IRA or a Roth IRA. Terms of 1 to 3 years with automatic renewals keep your investing goals on track. There may be a penalty for early withdrawal.


Keep FDIC insurance on all your CD investments through CDARS®.  You can maintain your deposit relationship with one bank and you will receive one consolidated statement for your CD holdings. There are no annual or hidden fees.