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REACH Remote Deposit Capture

Bringing the bank to you...

Instead of making trips to the bank to deposit checks, what if you could bring the bank to your office? That’s what happens with REACH remote deposit capture from Mission Bank.

Now you can deposit checks directly from your desktop. REACH allows you to make deposits electronically from your computer using a check scanner that uploads the images to our secure website. The images are archived electronically, so you can eliminate employee time spent photocopying checks. REACH can also create various reports, including one that transfers your receivables information directly into QuickBooks™.

Do you collect payments outside your office? Instead of holding checks until you can get them back to the office, you can turn your compatible mobile device into a portable scanner using our mobile deposit application. You'll gain flexibility, while still retaining all the controls and features of the desktop service.

Some of the features of REACH include:

  • User administration — you can add or remove users and control their system access
  • Virtual endorsement — REACH will endorse the back of your checks for you
  • Data capture — allows you to easily search deposit records and customer activity

Just think... less time spent preparing deposits, fewer trips to the bank, and deposit information at your fingertips. That means REACH saves money, fuel and your valuable time. And it lets you do what you do best — stay focused on your business.

Commonly Asked Questions
What is remote deposit capture?
Remote deposit capture is a service that lets you deposit checks using a computer with a high-speed internet connection and a small check scanner, or with a compatible mobile device. The system encrypts the images and sends them electronically to the bank for processing. The REACH program is internet-based, so there is no software to install on your computer, only the drivers that operate the scanner.

When will deposits be credited to my account?
Deposits scanned through REACH are captured on Mission Bank business days at noon, 4:00 p.m. and 7:00 p.m. Pacific Time and are usually memo posted and available in your account within 30 minutes after capture. Even if the bank is closed, you can still make your deposits.

Is it secure?
Absolutely. Each user logs in with an ID and password, and employees can make deposits without having access to the company's online banking information. REACH interfaces to a secure (128-bit SSL encryption) website and checks can be deposited immediately upon receipt, so there are no worries about losing or misplacing checks.

Do I have to buy a scanner?
No, Mission Bank offers options that provide you with a scanner. We install the scanner drivers for you, provide your staff with training on making deposits, and supply replacement scanners, should you need one. You can also use your compatible device(s) with our mobile app to make deposits through REACH.

How do I get started?
Simply contact your nearest Mission Bank business banking center and one of our experienced representatives will help you.