Rates effective as of 5/15/2008
|
Deposit Accounts
|
|
Tiered Levels
|
Minimum Opening Deposit
|
Minimum Balance To Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|
|
|
NOW Account
|
|
|
|
N/A
|
$100.00
|
$100.00
|
0.10%
|
0.10%
|
|
|
|
Money Market Personal
|
|
|
|
$2,500 - $9,999
|
$100.00
|
$2,500.00
|
0.50%
|
0.50%
|
|
$10,000 - $24,999
|
$100.00
|
$10,000.00
|
0.60%
|
0.60%
|
|
$25,000 - $49,999
|
$100.00
|
$25,000.00
|
0.70%
|
0.70%
|
|
$50,000 +
|
$100.00
|
$50,000.00
|
1.10%
|
1.11%
|
|
|
|
Money Market Business
|
|
|
|
$2,500 - $9,999
|
$100.00
|
$2,500.00
|
0.50%
|
0.50%
|
|
$10,000 - $24,999
|
$100.00
|
$10,000.00
|
0.60%
|
0.60%
|
|
$25,000 - $49,999
|
$100.00
|
$25,000.00
|
0.70%
|
0.70%
|
|
$50,000 +
|
$100.00
|
$50,000.00
|
1.10%
|
1.11%
|
|
|
|
Premier Money Market
|
|
|
|
$100,000 - 249,999
|
$100.00
|
$100,000.00
|
1.15%
|
1.16%
|
|
$250,000 - 499,999
|
$100.00
|
$250,000.00
|
1.60%
|
1.61%
|
|
$500,000 +
|
$100.00
|
$500,000.00
|
2.05%
|
2.07%
|
|
|
|
Money Market Sweep
|
|
|
|
$100.00-$99,999
|
$100.00
|
$100.00
|
1.10%
|
1.11%
|
|
$100,000-$249,999
|
$100.00
|
$100,000
|
1.60%
|
1.61%
|
|
$250,000-$499,999
|
$100.00
|
$250,000
|
2.00%
|
2.02%
|
|
$500,000 +
|
$100.00
|
$500,000
|
2.35%
|
2.38%
|
|
|
|
Regular Savings
|
|
|
|
N/A
|
$100.00
|
$100
|
0.35%
|
0.35%
|
|
|
|
Business Savings
|
|
|
|
N/A
|
$100.00
|
$100
|
0.35%
|
0.35%
|
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.
[back to top]
|
|
Certificates of Deposit
|
|
Tiered Levels
|
Minimum Opening Deposit
|
Minimum Balance to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual Percentage Yield
|
|
|
|
7 - 29 Days
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
1.10%
|
1.11%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
1.20%
|
1.21%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
1.53%
|
1.54%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
1.85%
|
1.87%
|
|
|
|
30 - 89 Days
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
1.30%
|
1.31%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
1.40%
|
1.41%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
1.73%
|
1.74%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.05%
|
2.07%
|
|
|
|
90 - 179 Days
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
1.70%
|
1.71%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
1.80%
|
1.81%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.15%
|
2.17%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.50%
|
2.53%
|
|
|
|
180 - 269 Days
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
1.95%
|
1.97%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.05%
|
2.07%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.33%
|
2.35%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.60%
|
2.63%
|
|
|
|
270 - 364 Days
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
2.05%
|
2.07%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.15%
|
2.17%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.40%
|
2.43%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.65%
|
2.68%
|
|
|
|
1 Year +
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
2.15%
|
2.17%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.25%
|
2.27%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.48%
|
2.51%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.70%
|
2.73%
|
|
|
|
18 Months +
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
2.25%
|
2.27%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.35%
|
2.38%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.58%
|
2.61%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.80%
|
2.84%
|
|
|
|
2 Year +
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
2.35%
|
2.38%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.45%
|
2.48%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.68%
|
2.71%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.90%
|
2.94%
|
|
|
|
3 Year +
|
|
|
|
$1,000 - $9,999
|
$1,000.00
|
$1,000.00
|
2.35%
|
2.38%
|
|
$10,000 - $49,999
|
$10,000.00
|
$10,000.00
|
2.45%
|
2.48%
|
|
$50,000 - $99,999
|
$50,000.00
|
$50,000.00
|
2.68%
|
2.71%
|
|
Jumbo $100,000
|
$100,000.00
|
$100,000.00
|
2.90%
|
2.94%
|
|
|
|
120 Day Special CD
|
|
|
|
$500,000
|
$500,000.00
|
$500,000.00
|
2.70%
|
2.73%
|
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.
[back to top]
|
|
Individual
|
|
Account Product Name
|
Minimum Opening Deposit
|
Interest Rate
|
Annual Percentage Yield
|
|
IRA - 1 Year
|
$500.00
|
2.20%
|
2.22%
|
|
IRA - 18 Months
|
$500.00
|
2.30%
|
2.32%
|
|
IRA - 3 Year
|
$500.00
|
2.40%
|
2.43%
|
Rates are subject to change after account opening.
Any fees imposed on the accounts may reduce earnings.
|
|
|
 |
